Super Question: Even i had same though till few month before. I am working as software developer, i had lenovo i3 process,4 gb ram , 1TB hard disk laptop which i bought for 35k. Around 2017. From the date of buying i had slow perfomance issue in my laptop. All work done in laptop take more time. For example just 10min work is speed laptop will take 60min to done in my laptop.
Due to money problem i adjusted with that laptop for many years. All people around me use to kid me by seeing my laptop speed.
After sometime i realized that here after if i use this laptop my growth will gwt affected. I though to buy new laptop in hp or dell with i7 processor , 16gb ram and 1 TB SSD. But new laptop cost is very very high. 60k , 1lac etc.
Dell va hp both i tried. Dell is little costly then hp and look of dell is also not attractive. So i decided to buy hp laptop.
Best price and laptop also working greate speed. So my suggestion is instead of wasting more money on new laptop if u r tite budget go for refuebished laptop. But check the laptop fully for physical and software demage also buy if they give warrente.