If you're looking for the lowest-priced health insurance providers in India, here's what the latest data shows:
1. Chola Health
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Offers the lowest family floater premium at approximately ₹5,740 per year—a standout for extremely budget-conscious families. Coverage details need to be confirmed directly.
2. Reliance General Insurance
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Known for very affordable plans, with premiums starting around ₹4,000–₹5,000 annually for a ₹2 lakh sum insured—making it one of the cheapest options available.
3. HDFC ERGO Optima Restore
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Offers a family floater plan with restoration benefits for around ₹5,500–₹6,500 per year for a ₹3 lakh sum insured.
4. Star Health & Allied Insurance (Family Health Optima)
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Offers family floater premiums in the ₹6,000–₹7,000 per year range for a ₹3 lakh sum insured.
5. Aditya Birla Health – Activ Secure Plan
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For a ₹2 lakh coverage, the premium is typically ₹4,500–₹5,000 annually—another very budget-friendly option.
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